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Well, if you are lucky enough to live in Canada, France, Norway or the United Kingdom then you might not need to worry about buying low cost health insurance as medical care is provided to you free of charge with the cost being met by the government. You do of course pay indirectly in one way or another through the tax system, but your treatment is nevertheless free at the point of delivery. However, if you live in the United States and many other countries around the world then you will not be so lucky as the cost of medical care can be extremely high and, without insurance, you will have to meet every penny from your own pocket.