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In addition to the national standards laid down for health insurance by HIPAA (the Health Insurance Portability and Accountability Act) each state is also permitted to lay down its own regulations for companies wishing to sell health insurance within the state. One provision laid down within California applies to people with pre-existing conditions and means that people can get cheap California health insurance for pre-existing conditions. The rules laid down for California plans cover such things as when a pre-existing exclusion period can be added to a plan and how long any waiting period can be before cover under the plan for pre-existing conditions kicks in.