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To Charge a Fee or Not - Notary Public

November 3rd, 2008 . by admin

Once you pass the notary exam in your state and are commissioned as a notary public, you can essentially start signing documents and charging people a fee.  However, there isn’t much money to be made.  Most of the fees you can charge are in the book you study for the exam and they are pretty minuscule.  Further, for those small fees, you have to keep a book and record of every single signature you make. In a lot of states, if you don’t collect money, you do not have to keep track of your signature.  If your notary commission is current, it is not important as to what you sign without a fee.


The Weather in Spain

October 26th, 2008 . by admin

Why would the weather in Spain affect a court case in New York? Because of flight patterns. As we all know, the storm in Spain last week grounded all flights leaving the Madrid airport, where our client claimed to be. Court records will show that our client claimed to be on a flight from that airport to New York while the crime was being committed. The only problem is, he was here before his flight number got here according to the bank receipt in evidence. That is why I think that he is guilty of the most heinous crime of public drunkenness.


Credit Card Tricks - Are you being sucked into Credit Card Debt?

October 21st, 2008 . by admin

When it comes to credit cards and credit card debt it is always best to be cautious.

Australians owe a record average of $3000 on plastic – and Banks make so much money from credit card fees and credit card charges which is why they are so willing to sign you up for another credit card.

Total fees paid by households on credit cards rose 13 per cent in 2006 alone, four times the underlying rate of inflation according to Cannex Research Group.

Here are some of the Traps and Tricks when it comes to Credit Card Debt.

1. Minimum repayments

Once set at 5 per cent of the outstanding balance, the minimum repayment rate has been lowered, sometimes down as far as 1.5 per cent of the total balance. At this level, it means that a balance of $3000 can take as long as 40 years to clear, during which time you will have paid more than $21,000 in interest! Always pay more than the minimum.

Solution - pay off your balance in full each month.

2. Balance transfer offers

Most of the ‘low-interest’ or ‘no-interest’ offers apply only to the transfer balance, and not to new purchases. So it’s important to pay the transfer balance off within the low-interest period and not to make any other purchases on the card. These cards should be used only if you are going to pay the balance off in full each month.

3. Interest is the killer

A recent survey by consumer group Choice found that in some cases a payment that is just one day late means the interest-free period of up to 55 days is forgone – interest is calculated right back to the date of the purchase. In other cases, some cards offer no interest-free period for new purchases if debt has been carried forward from the previous month. 

Some cards even charge interest on the interest you owe!

4. Multiple rates

The advertised rate, or headline rate, usually applies only to purchases. A higher rate of up to 27.99 per cent applies to cash advances. Sometimes there is an even higher rate and a penalty fee for late payments.

5. Fees

Annual fees range from zero to $1000. Watch in particular for overdrawn fees, where you are slugged for exceeding your limit, and late fees.


Where should the cost per click advertising be placed?

October 21st, 2008 . by admin

The ideal websites that advertisers buttons or cost per click advertising should be placed on are the websites that have the kind of traffic that wants those types of products or services. For example, if you are a advertiser of some sort of food with meat in it, you definitely would not want you ad button put on a site that is geared towards vegetarians. Or if you are selling a woman’s facial product, you would not want you ad button on a website that was geared towards a mans workout equipment. These are just a couple of examples of what does happen to advertisers ads.


Swift Online Education

September 28th, 2008 . by admin

When a student studies for a career on line, usually they are better educated, because home studies require much more self discipline than education in a class room.

Because of this, I do not understand why the American Bar Association chooses to remain in their archaic mind set & will not accredit Environmental Law Degree Online.

Perhaps dedicated Internet law students need to form a coalition & draft a request that the ABA reconsider their obsolete policy!

The law profession could use some fresh blood & a change in ABA policy would afford many more men & women the opportunity to practice law.


Can I Work From Here

September 21st, 2008 . by admin

I just heard word that my Uncle had died. I have not spoken to my Uncle in a number of years so the way that I found out was that a Suffolk county probate attorney called me and informed me that my name was listed in the Will. Supposedly though there are a few things that I need to comply with to get what my Uncle has left me and I am wondering if I can do it from home. Suffolk is quite a ways from me. Should I hire an attorney here and have them work together or should I just wait for awhile and exhaust my other resources?


Write The Right Grant Request

September 18th, 2008 . by admin

If you know what proper types of government grants applications to apply for & the types of requests to write, you can access government grant monies.

The government does have a lot of grant money available but mst of that money is already ear marked for other recipients.

The truth of the matter is that unless you know that the type of grant you are applying for is on e that you actually qualify for, you will not receive it.

Educate yourself & then when you know what sort of grants there are that you may have access to, you will be successful.


How often should you go to a hypnotherapy training course?

September 11th, 2008 . by admin

With all the variety of hypnotherapy courses being offered, you are probably wondering "God!! do I have to go to all of them?" The answer is NO, you do not have to. You should be aware of your goals as a therapist and then work backwards. Not all course are designed with you in mind. As time goes on, you will be able to spot holes in your knowledge and experience and hence decide on the kind of training that you need to further your career. As courses go, some can be very expensive so make sure you make the right decision.


Become An Interservice Physician’s Assistant

September 10th, 2008 . by admin

Jeanine wanted to go into the US Air Force but she also wanted to become a Physician’s Assistant. When she found out she could do both through the Interservice Physician Assistant Program, she enlisted in the Air Force, & she also enrolled in the Physician’s Assistant’s program.

She says the work load of both serving her country & studying the medical profession at the same time are challenging. But she’s also admitted to me that the amount of studying she has to do & the tasks she’s responsible for in the Air Force, keep her disciplined & focused on her goals.


Talk to a probate attorney before you die.

September 6th, 2008 . by admin

I am a trust officer is southern California and I have seen more family break apart over the simplest of issues. The biggest issue is when someone dies they name one of the family members as the estate executors in an effort to save a few bucks (vs. letting an attorney do it). The problem is… that the family member has no idea how to be an estate executor. Probate and estate proceedings are a legal process. How many families study probate laws?  The best advice I can give you when you do your will and estate plan is visit a probate attorney and let them know about your family dynamics. I also recommed that you let the probate attorney settle the estate, they do it every day …your family members don’t.


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